|
Policyholder FAQs
My claim is denied. What can I do?Can I afford to hire an attorney? How do I make a commercial claim for business losses? What should I do if my insurance company hasn't made me an offer? How does my residential policy coverage work? How is a Condo loss different from other commercial losses? What is Bad Faith? Ike Relief: How you can help For Adjusters |
 
Tina Nicholson to Houston Chronicle Readers: Close Claims Cautiously
It can be hard to reopen a closed claim, so it's important to do as much as possible from the start and not sign off on any final proof of losses until consumers are sure they've found all the damage, Houston attorney Tina Nicholson said. "You can sign a partial proof of loss. If the form says 'final,' you can cross it out and write 'preliminary.' Don't be intimidated because it's a typed-up form," she said. "If you don't agree with their estimate or offer, let them know you're not agreeing with them." Please click here to read more... read more | Comments (0)Fox Houston: Tina Nicholson Advises Policyholders in Live Segment after Ike
Tina Nicholson on Waiting for FEMA and Your Insurance Company
“While waiting for adjusters people should make an inventory of everything that’s damaged,” Nicholson said in an interview with The Sun. “Go up in the attic with a flash light, check to see if the siding on your house has damage, if there are shingles loose. Really take responsibility and make a list.” When an adjust inspects your home Nicholson said it’s important to get their name and contact information. Please click here to read the full story... Chronicle Q&A: Attorney Tina Nicholson Answers Policyholder Questions
Q: Will insurance reimburse me for the time I spent cleaning? A: Your time has value, and you should be reimbursed for the time you spent cleaning or removing debris as you would have otherwise paid someone to do it, Nicholson said. So log how much time you spent cleaning up and what you did. "They have special estimating programs that tell them exactly how much someone in the area would charge for that work," she said. "It may be a good idea to call around and find out how much a company would charge you for cleaning or debris removal." Please click here to read the full story... read more | Comments (0)Fox Houston asks Tina Nicholson to Share her Expertise by Phone read more | Comments (0) |
